UPIExpensetracker

every payment · already counted

You spend. It records.

UPI Expense tracker

Every UPI payment, quietly caught — the balance, the insights, the map, the home screen. All on your phone.

You spend. It records.

Every UPI payment, quietly caught — on your phone, nowhere else.

01 · Capture

Pay like always.
It writes it down.

The GPay sheet, the bank SMS — read on-device the instant you pay. Nothing to type, nothing to forward, nothing to remember.

02 · Insights

See the month
move.

Every payment lands on the curve the moment it happens. Day, week, month, year — the same numbers everywhere.

ChartCategoriesMap
02 · Insights

Where it
all goes.

One glossy ring, your whole month — and the big spenders stand tallest. The total lives in the centre, once.

ChartCategoriesMap
02 · Insights

Your spending, standing where you spent it.

Every payment lands on a glowing map of your city. Pinch — and the week stands up in glass.

ChartCategoriesMap
03 · Your call

Balance, or
just the spend.

One switch, and the card wears the face you choose. Peek at the balance when you want it — it re-hides at screen-off, every time.

04 · Glance — a home-screen widget

On your home screen.
Masked until it's you.

Your money, finally legible.

One tap reveals. Screen-off re-masks.

Pay like always. It writes it down.

The GPay sheet, the bank SMS — read on-device the instant you pay.

See the month move.

Every payment lands on the curve the moment it happens — chart, categories, map, one set of numbers.

Where it all goes.

One glossy ring, your whole month — the big spenders stand tallest, and the total lives in the centre, once.

Your spending, standing where you spent it.

Every payment lands on a glowing map of your city — pinch, and the week stands up in glass.

Balance, or just the spend.

One switch and the card wears the face you choose — peek at the balance when you want it; it re-hides at screen-off.

On your home screen. Masked until it's you.

Spend and balance in translucent glass — one tap reveals, screen-off re-masks.

Why this one

What's different in this UPI tracker?

SMS trackers miss your small payments. Three reasons this one doesn't.

01 · Capture

It reads the screen, not just SMS.

Banks skip the SMS for small spends, so SMS trackers never see your ₹30 chai. UET reads the payment screen the moment you tap Pay. Every app, every amount. It runs through Android's accessibility service on those screens only. Bank SMS is read too, just as a backup.

GGoogle Pay पेPhonePe PPaytm CCRED
An SMS-only tracker
₹30 to Sureshno SMS · missed
CRED ClubBills₹4,180
₹60 to Karthikno SMS · missed
AmmaTransfers₹500
₹4,6802 of 4₹90 invisible
UET
SureshGPay₹30
CRED ClubCRED₹4,180
KarthikPaytm₹60
AmmaGPay₹500
₹4,770all 4nothing missed
02 · Budget

Set a cap. Watch the stack.

Your budget sits on the home screen as a stack of notes. It shrinks as you spend, so one glance tells you where you stand.

of ₹24,000₹4,360 left · 82%
The cap shows on the spend card too. Calm, amber at 80%, coral when you go over.
Your home screen · the 2×1 budget widget
34%
LEFT THIS MONTH
₹8,160 of ₹24,000 left
June 22the month plays out
03 · On-device

Stays on your phone. Every byte.

The app ships with no internet permission, so it can't upload anything. No cloud, no account, no analytics. Export your data to CSV whenever you want.

UPI Expense TrackerApp info
Internet permissionNot even requested
Cloud · account · analyticsNone
Your dataOn your phone · CSV export
There's no server to send anything to. The permission simply isn't in the app.

Your money, finally legible.

Free. Open source. Entirely on your device.

First time installing an app from outside the Play Store? Follow the 2-minute install guide →

HDFC · SBI · Google Pay 100% on-device — no cloud Android 13+
iteration 5 · three.js · lenis + gsap